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Personal Injury
A personal injury claim may arise when you are injured, either physically or in some cases emotionally, by the negligence or the intentional act of another.
Personal injuries are also referred to as "torts." Tort law is a branch of civil law. When a person has suffered a personal injury through the negligence of another person or company, they are generally entitled to recover monetary damages for their pain and suffering, medical expenses, lost wages and other economic losses. In certain limited circumstances, the person suffering the injury can also recover punitive damages.
Personal injury law and insurance are very much related. If you are injured, your health insurance and, depending on what insurance you purchased, your automobile insurance, may pay your medical bills.
When your injury is caused by the acts of another person or company, their liability insurance will compensate you for your pain and suffering, medical expenses and lost wages. Liability insurance is not limited to automobile insurance coverage. It is also provided through homeowners insurance, business insurance, malpractice insurance and umbrella insurance coverage.
More Information On Personal Injury
Elements of a Personal Injury Claim
Types of Personal Injury Claims
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