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Workers’ Compensation
Making a Claim There are innumerable ways to be injured at work. Industrial accidents can cause devastating injuries. Workplace exposure to environmental toxins can lead to an occupational disease. Performing the same task over and over can cause a repetitive stress injury, such as carpal tunnel syndrome. A slip on a wet surface or a fall from a loading dock can result in painful sprains and broken bones.
No matter how your injury occurred, if it happened at work or while you were performing your job, it is covered by workers' compensation insurance. To receive workers' compensation benefits, however, you must properly file a workers' compensation claim.
Report the Injury Immediately − It is important to report any on-the-job injury to your supervisor as soon as possible. If you fail to report the injury within 30 days, you may not be eligible to receive workers' compensation benefits. Reporting the injury does not constitute filing a workers’ compensation claim.
Select a Doctor from the Approved List − Ask to see your employer's panel of workers’ compensation physicians − a list of doctors your employer has approved to treat injured employees. You must choose one of these physicians to treat your workplace injury.
Obtain and Complete the Paperwork − Ask your employer for the paperwork required to make a workers' compensation claim. Complete it promptly and forward it to the appropriate organization for processing.
Although retaining an attorney is not required to file a workers’ compensation claim, it is best to have the advice of counsel when pursuing a workers’ compensation claim.
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